Schedule of Benefits

DISABILITY INCOME BENEFITS

SECTION I - SCHEDULE OF BENEFITS
Total Disability Base Benefit Amount

During Your First 2 Years of Medical School
$1,000.00

After You Have Completed 2 Years of Medical School
$1,500.00

Lump Sum Benefit
$5,000.00

Loan Payoff Maximum Benefit
$175,000.00

Survivor Benefit
4 times the Total
Disability Benefit Paid For the Month Just Prior to Your Death

Elimination Period
90 days

Maximum Benefit Period
To Your 65th Birthday

Mental and Nervous Disorders Limitation
24 Months of Benefits

Benefits for Disability may be reduced to less than the applicable Base Benefit Amount shown above, as described in Reductions to the Base Benefit Amount in Section III.

THE TRUSTEE RESERVES THE RIGHT TO TERMINATE, SUSPEND, WITHDRAW, AMEND OR MODIFY THE PLAN AT ANY TIME. ANY SUCH CHANGE OR TERMINATION IN BENEFITS: (a) WILL BE BASED SOLEY ON THE DECISION OF THE TRUSTEE; AND (b) MAY APPLY TO ALL STUDENTS.